What is a “9 over” you might ask? In North Carolina, the term “9 over” is a term traffic lawyers use to refer to a speeding charge that is reduced to a speed that is 9 miles above the posted speed limit (for example, a conviction of driving 54 mph in a 45 mph zone).
When a speeding charged is reduced to 9 miles over the speed limit, particularly for a driver with a clean North Carolina driving record over the past three years, this result can protect the driver from an insurance increase. However, it is important to note that this will not work in a school zone, or for drivers with other moving violations on their North Carolina driving record in the past three years. Receiving such a reduction is also dependent upon the speed you were charged with, the county in which you were charged, and your previous driving record. For more details regarding insurance, see the North Carolina Safe Driver Incentive Plan.
A 9 over can have varying results, depending upon the driver involved. For those with moving violations already on their North Carolina driving records, a 9 over conviction can sometimes lead to one to four insurance points (a 30%-80% increase in insurance rates depending on how many points are assessed), which is why it is very important to speak with a local lawyer regarding a North Carolina speeding ticket.
Also, it is important to note that North Carolina insurance points and North Carolina driver’s license points are not the same. The discussion in this post refers to insurance points and consequences for North Carolina license holders only. For more details on how to best handle your speeding ticket, it is important to speak to an experienced traffic attorney that practices in the county in which you received the ticket.
Carla Gray is a North Carolina lawyer and sole practitioner of her law firm, located in Chapel Hill, North Carolina. She practices traffic law in Orange and Chatham counties. Please remember the disclaimer below, which states that this blog is for informational purposes only and does not constitute legal advice.